Private Medical Insurance - 4 Simple Tips You Never Knew

Private Medical Insurance

American expatriates who may have made the UK their residence or who want to stay just for a few years before they move back to America have the option of getting private health care insurance in the UK with BUPA, or some other insurance company of the choice. Alternatively, they could avail themselves of free NHS Private Medical Insurance in the UK. Here's how.


Free NHS Private Medical Insurance is not routinely provided to tourists who need emergency treatment while they're away from home. That is what their private health insurance is there for, that can cover them in desperate situations situation. Without Private Medical Insurance, tourists be forced to pay upfront costs to be seen by British doctors. However, American expatriates who're living in the UK are eligible for NHS Private Medical Insurance treatment, as long as they're able to prove that they meet the requirements. American expatriates who will be married to UK citizens can establish eligibility very quickly and be registered in next to no time.

How to Register

Once you do have a permanent address, take along proof of the address, say for example a recent electricity bill, for your local doctor's surgery. It is also smart to take a copy of one's marriage certificate when the doctor or nurse needs to learn more of your respective eligibility at no cost NHS Private Medical Insurance. If you have access to your American Private Medical Insurance records, take these together with you, so that they could be filed away for future reference. At the time you register which has a GP (the same GP because your spouse's if you do not make a special request otherwise) it is possible to apply for an NHS Private Medical Insurance card, that every NHS patients are issued to prove NHS eligibility. This card doesn't need to be hand carried to every one doctor's appointment; nor do patients must remember their NHS Private Medical Insurance card number. New patients must add personal information and finish a Private Medical Insurance questionnaire that can ask about a household history of heart problems, cancer along with other diseases and hereditary conditions. Be prepared to undergo a shorter, non-invasive Private Medical Insurance to include a blood pressure levels check, weight check and other simple procedures.

Making an Appointment

Making a meeting to see your GP, the district nurse or some other Private Medical Insurance practitioner is incredibly easy. Simply phone within your appointment or call into the doctor's surgery personally to make an appointment. All that you'll be asked for can be your name and address. Some patients are also called for the name of these GP.

Remember: It's Free

Remember that many Private Medical Insurance procedures for the NHS (in addition to most cosmetic procedures) are free of charge. That means you will not should fill in any insurance paperwork each time you visit the doctor's or have to go to hospital; nor would you like to receive an unexpected bill in the post. However, some prescription charges submit an application for residents, besides those residing in Wales, children, full-time students, seniors more than 60, pregnant women, women receiving contraceptives, and low income families.

The NHS is a great Private Medical Insurance resource for UK residents, if they are native-born British citizens or American expatriates accepting a time inside UK. Register together with your local GP by taking along evidence of residence and eligibility, and then submit an application for an NHS Private Medical Insurance card.